Marine Surveyor Estero – 3 Main Types of Marine Survey

Marine surveys are an important part of the boat buying process. They help you understand the condition the target boat is in and its fair market value. But what does a typically marine survey entail? Do you need the services of a marine surveyor Estero trusts? In this post, we will be looking at the three main types of surveys and why you need an experienced boat surveyor.

Pre-purchase survey

This is also referred to as a Full Condition Survey or a Buyer’s Report. Prospective buyers do this type of survey before buying a boat. While there are no requirements for having a pre-purchase boat survey done, doing it when buying a used boat will save you from headaches. In addition, the survey helps you know what you are buying and what the insurance company may ask for. This is the most comprehensive type of boat survey. It must, therefore, be done by an experienced marine surveyor Estero recommends. The surveyor you hire should have experience surveying boats similar to the one you are targeting.

In addition to inspecting the vessel’s structural integrity, the surveyor may recommend getting the boat out of the water to inspect the bottom of the hull. The surveyor will also encourage you to make plans for a sea trial.

Condition survey

This type of survey is not as comprehensive as a pre-purchase survey. It can be done for several reasons. A boat owner may request a surveyor to perform a condition survey to understand the maintenance needs of a vessel or identify faults. Financial lenders and insurance companies may also require a condition survey report to get an accurate market and replacement value of the vessel and its overall condition. In most cases, your insurer or financial lender may provide you with a list of items to be surveyed in a condition survey.

Damage survey

As you may have guessed, this type of survey is requested after your boat has been involved in an accident. Your insurer mostly requests a damage survey. In this case, the insurance company will send their surveyor and foot the cost. A damage survey aims to determine the extent of damage to a boat and estimate repair costs. The report lists all the work that must be done to restore the boat.

The three are the main types of marine surveys you will need. Make sure you work with an experienced marine surveyor in Estero. You don’t want a mediocre survey report, do you?

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Marine Surveyor Estero – Understanding a Pre-Purchase Survey

Many prospective boat buyers ask whether they need a pre-purchase survey. The answer is yes. Hiring a marine surveyor Estero trusts to perform a boat survey is a worthwhile investment. You should hire a surveyor even when buying used boats in good working condition. The purpose of a survey is to give you a better understanding of the vessel you are buying. It helps avoid buying a boat that will cost a lot of money in repairs or one that is doomed. Understanding the process of a survey is important. Here is what you should know.

What is in a survey report?

A marine surveyor Estero trusts will thoroughly check the vessel from the bottom up. Surveyors inspect a vessel using official guidelines such as the Code of Federal Regulations. This regulation covers the minimum requirements for the engine, safety equipment, electrical systems, fuel system, navigation lights, and waste systems. If the vessel is less than 24 meters long, it will be surveyed using The Marine and Coastguard Agency’s Code of Compliance.

The job of a boat surveyor is to identify the areas that are unsafe or need immediate repairs. Surveyors never give a personal opinion on whether to buy the boat or not. Instead, they simply compile a detailed and factual report which informs your decision. The report includes a comprehensive description of the boat, its systems, findings of the surveyor, the overall condition of the boat, and the fair market value of the vessel. Photos of the surveyor’s findings will also be included.

The process

The first point you must understand about working with a marine surveyor is that they never take components apart to look inside. Their work is only to observe, listen and report. If they feel a closer examination is needed, they will recommend you bring in a mechanic or an electrician.

The marine survey process is pretty straightforward. The survey typically lasts a full day though it might take longer if the boat is larger. You will get a survey report within a couple of days. You must pick a surveyor with care and be patient to avoid rushing the process. You have to liaise with the seller or broker to facilitate the survey as well as make arrangements for taking the vessel out of water.

Sea trials

To better understand the vessel, a surveyor may insist on a sea trial. Unfortunately, sea trials are not included as standards in pre-purchase surveys. They can, however, be arranged for an extra fee. A sea trial helps get a better feel of the vessel and helps the surveyor to look at how the engine runs. Don’t bring more than three friends on the day of the sea trial.

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Marine Surveyor Estero – Mistakes to Avoid When Buying a Boat

Buying a boat is a major purchase and is not something that should ever be rushed into. Boat owners have a lot to say on what to do and what not to do when buying a boat. To get unbiased information on the boat buying process, the person you should speak to is a marine surveyor Estero stands behind. This is an expert involved in the inspection of boats. Their input will help you determine if the investment you are about to make is a good one or not. In addition to that, there are three mistakes you must never make.

Buying a brand new boat as your first boat

If you are new to boating and you have the money, it can make sense to go for a brand new boat. The truth boating has a steep learning curve. Rarely do boaters get it right 100% the first time. As your experience grows, you will be compelled to upgrade to a better boat. The reason going for brand new is not the best choice is because brand new boats cost more. They also cost more to repair and maintain than old boats. Going for a used boat helps you save money and helps you explore more knowing in case you end up wrecking the boat, you will not lose a lot. However, before you buy a used boat, make sure you hire a marine surveyor Estero approves, for a thorough inspection. You don’t want to buy a boat that is too damaged. 

Working with the wrong surveyor

While working with a boat surveyor is a great idea when targeting a used boat, you should not hire just any surveyor. If you hire an inexperienced surveyor, you will get an incomprehensive survey report. The report will not include major issues. At the end of the day, you may end up paying a hefty price for hiring the wrong surveyor. For the purposes of insurance, your insurer will require that you work with a surveyor with a certain level of experience and certification. Make sure you find someone that will be approved by your insurer.

Assuming the best place to buy a boat is at the boat show

Last but not least, the best place to buy a used boat is not always the boat show. While these are great places to browse the latest models of boats, you will not get the best prices in boat shows. Prior to purchasing a boat in a boat show, consider looking at other similar boats. There are so many boats that are on sale at any given time. You stand a chance of striking the best bargain when you approach individual sellers. Always make sure you involve a marine surveyor in Estero before making the final decision on a boat.

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What Does a Marine Surveyor Estero Focus on Below Deck?

So many questions come to mind after hiring a marine surveyor Estero. Some of those questions revolve around what will the surveyor look at. While the best way to get answers to these questions is to ask the surveyor, there is a certain peace of mind that comes with knowing what the surveyor will be looking for. With so many things required to be looked at, in this post we will be looking at what is inspected below deck. Let’s get started.

Bilge

The first stop is the bilge. This is the area on the hull where the bottom curves to connect with the vertical sides. The surveyor will check for water leakage. The marine surveyor Estero will also look at the keel bolts, and inspect the condition of the hose and bilge pump. Any visible cracking or deformation will be put in the survey report.

Keel bolts

If you are buying a used boat, the surveyor will want to know when the keel bolts were last checked. They will check to see if the boat has an iron or lead keel. Are the bolts cast in place or are they thru-bolted? Keel bolts are not usually replaced. It is, however, a great idea to check their condition at least once every 10 years. If a replacement is needed, the boat surveyor will let you know. While there is nothing you can do during the survey, you can use the condition of the keel bolts to bargain with the seller.

Water staining

The vessel has to be checked for water stains. This is more so when it comes to the underside of the chain-plate connections, windows and hatches. Water stains indicate that there are leaks and if they are not fixed they may end up causing major problems to your vessel.

Rust and corrosion

The surveyor will go below the deck to check for rust and corrosion. These are a major concern. If the rust is too much, the structure of your vessel may be compromised. 

Thru-hulls

The boat surveyor will operate every thru-hull to ensure they work. The surveyor will also check for corrosion and look at the hose connections. The thru-hull hose connection must have 2 gear clamps.

Bulkheads

The connection between the bulkheads and the deck/hull has to be looked at. If it is out of place, there is a chance the vessel was involved in a major collision or has other major deformations.

Chain-plates

The underside of the chain plates will be inspected for signs of corrosion or water intrusion. Issues with the chain plate are usually a big deal. The surveyor will recommend immediate repairs.

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Marine Surveyor Estero – How to Make the Experience of a Marine Survey Better

When it is time to buy a used boat, the first thing you must do is make sure you get the boat thoroughly evaluated. That is the only way you will avoid investing in a doomed vessel. But how do you ensure you have a great experience? In this post, we will be looking at the key things you must do to ensure you and your marine surveyor Estero gets the best experience.

Do your research

There is nothing better than knowing what will be done during a marine survey. That is the only way you will be able to remain relaxed throughout the process. Start by knowing the qualifies of a great marine surveyor Estero and the services they should offer. You also need to know how a survey is done, what your role will be and how long it will take. This knowledge will help you remain at ease throughout the survey.

It is not all about the cost

The worst mistake you can make is hiring a boat surveyor based on their service cost alone. What you need to remember is that just because a surveyor charges premium fees does not mean his work will be impeccable. While it is important to know what the cost of the survey will be, you need to evaluate the competence of a surveyor further. Start by looking at their experience, track record and what recent clients are saying about them. If you need a survey done to satisfy insurance providers, you want to be certain that the surveyor will be approved by your preferred insurance company.

Understand that the surveyor only works for you

When you hire a marine surveyor, it is important to note that you will be the one paying their bill. You, therefore, need to understand what their fees cover and what the report will entail. The surveyor will only share his findings with you. This is unless you direct him to share the information with other individuals. You must also keep in mind that the survey report is only good for a specific period of time. The survey report is only a snapshot of the boat’s condition at the time the survey is done. Don’t rely on old surveys.

Get the boat ready

Last but not least, to speed up the survey, you need to make sure the boat is prepared. Start by ensuring the boat can be accessed easily by the marine surveyor. You need to declutter it and ensure the surveyor will have access to every area on the boat. You don’t need to remove everything from the boat but the surveyor will really appreciate reasonable access.

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Marine Surveyor Estero – Frequently Asked Questions on Marine Surveys

Are you in the market for a used boat or do you need more information about your boat? If you answered yes to any of these questions, what you need is the services of a marine surveyor Estero. It is the job of the surveyor to perform a thorough inspection of a boat and compile a survey report. The report is what tells you everything you need to know about a boat based on the type of survey you requested. In this post, we will be answering the most frequently asked questions about boat surveys.

What is a marine survey?

A boat survey is a detailed inspection of a boat to determine its condition and seaworthiness. The most common type of survey is a condition and value survey. Marine surveys are what helps an insurance company identify issues that can lead to an imminent claim. It also helps you understand the actual condition of a boat and its fair market value. Considering how important a survey is, you need to work with a dependable marine surveyor Estero.

What makes a marine survey so important?

When buying a used boat, the last thing you want is to invest in a doomed boat. Most issues are usually hidden. Only a trained expert will be able to identify these issues. Working with a surveyor will help determine if the boat you are considering meets the safety criteria and that it is valued properly. You will also not be able to secure financing or insurance if you don’t get a marine survey.

Marine surveys can be requested by a boat owner who wants to know the condition of their boat, buyers who are considering a used boat or insurance, and financial institutions. It is crucial to get an independent boat survey done in order to determine if you are carrying the right amount of insurance coverage.

What will a surveyor do?

When you hire a marine surveyor, his job will not be taking components apart. The surveyor will listen and observe then compile a report based on his findings. At times the surveyor will use advanced equipment such as infrared equipment and moisture meters. If the surveyor suspects there is a serious issue, he will recommend that you work with a mechanic or electrician to get to the root of things.

What is the validity of a boat survey?

A boat survey is a snapshot of the condition of a boat at the time the survey is done. While the boat owner might have done a survey a couple of months ago, a lot can change. That is why you should always request an independent survey to understand the current condition of your boat.

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Survey Guidelines a Marine Surveyor Estero Has to Follow

When hiring a marine surveyor Estero, you expect him or her to give you more insight into the vessel you own or are thinking about buying. But how do you know if the surveyor does a good job? Will he only rely on judgement calls and are those calls sufficient? It is easy to feel like the service offered will not be sufficient. The important point you should remember, however, is that boat surveyors are required to adhere to certain guidelines. Here are some of those guidelines.

Code of Federal Regulations

The CFRs (Code of Federal Regulations) are the first guidelines a marine surveyor Estero is required to adhere to when performing a boat survey. CFRs are also referred to as Coast Guard Regulations. These guidelines list the minimal requirements for safety equipment, sanitation, navigation lights, electrical and fuel systems on a gasoline-powered vessel. For the diesel-powered vessels, the mechanical and electrical regulations don’t apply but has to comply with all other conditions.

American Boat and Yacht Council (ABYC) Standards

The ABYC are more of recommendations than regulations. They, however, carry very significant weight. This is more so if there is an accident or a failure ends up in a court. These standards are quite extensive. They cover virtually everything on a vessel save for the basic design and construction. With the ABYC standards being so comprehensive, most of the sections will not apply to every boat. Even so, it is good to remember that every system that a boat surveyor sees will be related to the ABYC standards in some way.

Additional standards that a marine surveyor Estero has to adhere to come from the National Fire Protection Agency (NFPA). There are also other sources a boat surveyor can use. For example, when surveying the lifelines on racing sailboat, the surveyor may have to consider the Offshore Special Regulations. These are rules for offshore sailboat racing.

Judgement Calls

Away from the set standards, regulations and recommendations, a boat survey must also rely on their own judgement when surveying a boat. This is for the simple fact that the standards cannot account for everything including elevated moisture readings in the deck or wear in the hoses or belts. The toughest calls are when a surveyor is surveying systems on older boat models that don’t meet or are not covered in the standards for modern day boats.

With all the standards a surveyor has to adhere to and all the judgement calls he or she has to make, it makes sense why you should always stick with experienced surveyors. Find a surveyor that has experience working on boats that are similar to yours. You also need to make sure the surveyor you are considering has a remarkable track record.

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Marine Surveyor Estero – How is a boat valued?

Every marine surveyor Esterowants you to understand a boat’s value. This is because it is critical in pricing. Setting a starting price can make or break a deal. As a result, pricing is one of the most challenging aspects of selling a boat. Most sellers will often ask, ‘how much is my boat worth?’ While on the other hand, potential buyers would wonder, ‘will I overpay for my boat?’ Nobody wants to pay too much, so it is essential to get a relatively accurate idea of what your boat is worth.

What affects used boat value and price?

The decision on whether to buy a used or new boat depends on personal finances. However, other factors have to be considered. The main ones include the size, age, and model of the vessel. Age and wear are difficult to hide when a boat hasn’t been properly cared for. When determining a boat’s value, there are other factors to take into account. They range from the boat’s condition, location, and equipment.

Condition divides into three major categories; Mechanical, Rigging, and Cosmetics. When inspecting the mechanical condition, a marine surveyor Estero will inspect the engine hours and its performance, battery, hull integrity, and desk status. The surveyor will focus on the sailboat mast, boom, shrouds, stays, and sails with rigging. Lastly, the cosmetic inspection focuses on everything else, including canvas, wood trim, gel coat, etc.

Location plays a part in boat pricing. Where the boat was being used will either increase or decrease the value. If used in a highly concentrated area, the price may be depressed because there is a larger supply of boats. On the other hand, selling in a small population can decrease the number of buyers.

Lastly, a boat that is fully equipped will make a significant difference in the selling price.  This is more so if the electronics are updated. In this case, such a boat will most likely attract more buyers because the boat will be more appealing. If the boat has advanced electronics like satellite communications and radar, these will generally raise the price since they aren’t typical upgrades.

Should I hire a surveyor to appraise a boat before buying?

You often don’t need to have a survey done when buying a new boat. However, if a used boat is under consideration, you may want to hire a specialized marine surveyor Estero. The appraisal survey will be performed to identify your boat’s approximate value and uncover the problems the boat has. For the most part, the purpose of the survey report is to ascertain the marine vessel’s condition and its history. A marine surveyor will inform you of any major or minor repairs, how much it will cost, and more accurately, the current market value of your boat. This information is vital and will most definitely help you determine the boat’s value even in years ahead.

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