Marine Surveyor Estero – Frequently Asked Questions on Marine Surveys

Are you in the market for a used boat or do you need more information about your boat? If you answered yes to any of these questions, what you need is the services of a marine surveyor Estero. It is the job of the surveyor to perform a thorough inspection of a boat and compile a survey report. The report is what tells you everything you need to know about a boat based on the type of survey you requested. In this post, we will be answering the most frequently asked questions about boat surveys.

What is a marine survey?

A boat survey is a detailed inspection of a boat to determine its condition and seaworthiness. The most common type of survey is a condition and value survey. Marine surveys are what helps an insurance company identify issues that can lead to an imminent claim. It also helps you understand the actual condition of a boat and its fair market value. Considering how important a survey is, you need to work with a dependable marine surveyor Estero.

What makes a marine survey so important?

When buying a used boat, the last thing you want is to invest in a doomed boat. Most issues are usually hidden. Only a trained expert will be able to identify these issues. Working with a surveyor will help determine if the boat you are considering meets the safety criteria and that it is valued properly. You will also not be able to secure financing or insurance if you don’t get a marine survey.

Marine surveys can be requested by a boat owner who wants to know the condition of their boat, buyers who are considering a used boat or insurance, and financial institutions. It is crucial to get an independent boat survey done in order to determine if you are carrying the right amount of insurance coverage.

What will a surveyor do?

When you hire a marine surveyor, his job will not be taking components apart. The surveyor will listen and observe then compile a report based on his findings. At times the surveyor will use advanced equipment such as infrared equipment and moisture meters. If the surveyor suspects there is a serious issue, he will recommend that you work with a mechanic or electrician to get to the root of things.

What is the validity of a boat survey?

A boat survey is a snapshot of the condition of a boat at the time the survey is done. While the boat owner might have done a survey a couple of months ago, a lot can change. That is why you should always request an independent survey to understand the current condition of your boat.

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Boat Surveyor Fort Myers – Do You Need a Boat Survey to Sell Your Boat?

A boat survey will help you determine the overall condition of your boat and also helps establish its actual value. This information is quite important when getting ready to sell your boat thus the reason you should work with a boat surveyor Fort Myers.

Buyers know that an old boat survey is worthless. This is because a survey report is a snapshot of the condition of a boat on the day the survey was done. As a result, boat buyers make arrangements to get an independent survey done. One thing you can be sure of is that the boat surveyor Fort Myers of the buyer will uncover most of the flaws your boat has. To avoid selling at a loss, it is good to get ahead of things. The right way of doing this is to get your own survey done before putting up a ‘for-sale’ sign.

Getting a boat survey is not mandatory. It is, however, essential. While you can resolve to inspect the boat yourself, your lack of experience and the right tools will always cause you to miss things. For example, if you don’t have infrared imaging equipment, you will not be able to know if the noise from a specific component is serious or not. When the surveyor of the buyer uses special equipment to look into the equipment, they may find an issue that may scare off a buyer or cause them to demand a huge discount. Getting a professional survey helps you know your boat inside and out. The survey report will help work on flaws that may be detrimental to the sale. You can fix the major issues in order to boost the selling price.

Condition and value survey

The type of survey you need when selling a boat is known as a condition and value survey. Getting this type of survey on a larger and older boat is essential when selling a boat. With this survey, the marine surveyor will complete a visual inspection of the boat. The surveyor will also use special equipment like a moisture meter to better evaluate the boat. If you need the bottom to be inspected, something a buyer may request when conducting a pre-purchase survey, you will need to make plans for haul-out.

When compared to how much you will end up saving at the end of the day, working with a boat surveyor Fort Myers is a worth investment. The survey report will help you get ahead of things and get the best value for your boat. Always enlist the help of an experienced marine surveyor; someone that has surveyed boats that are similar to yours.

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Marine Surveyor Fort Myers – Evaluating Boat Insurance Options

Buying a boat is one of the biggest investments you will ever make. That is why involving the services of a marine surveyor Fort Myers is important. The surveyor will evaluate your boat to determine if it is a good investment or not. In addition to this vital assessment, it is imperative that you always get boat insurance for your boat. Doing so will protect your investment and give you peace of mind knowing in case something happens to your boat you will not suffer a loss.

There are many companies that offer boat insurance. To determine whether you need ‘agreed value’ or ‘actual cash value’ insurance and to avoid being insufficiently covered, you will need help from a marine surveyor Fort Myers. Most insurers require that a survey be done before they insure a boat. This is done to ensure they don’t insure an already doomed vessel. You must make sure that the marine surveyor you use will be approved by your preferred insurance company.

Prior to insuring a boat, there are several factors insurers take into consideration. While almost any vessel can be insured for a price, how much you end up paying for insurance will depend on the following factors:

  • Age of the boat
  • Length of the boat
  • Value of the boat
  • Horsepower/speed
  • Current condition and whether it meets the US Coast Guard Standards
  • If the boat is used as a primary residence
  • Number of previous owners
  • Where the boat is operated
  • Type of boat

Understanding the factors insurance companies look at before insuring a boat is not enough. You now need to take a look at the various kinds of boat insurance policies. Marine insurance policies include the following:

  • Boat
  • Personal watercraft
  • Yacht. Yachts are vessels longer than 27’
  • Sailboat
  • Dinghy
  • Boat and personal watercraft rental
  • Boat clubs covers members of club while operating a boat
  • Professional. The policies are customized and cover items such as travel to tournament, and equipment.

If you need complete coverage for your boat, what you will need is an ‘all risk’ policy. This will offer the best protection. It is, however, good to note that this type of coverage will not cover everything. Some risks will be omitted in the policy. The main risks excluded include wear & tear, denting, marring, manufacturer’s defects, ice & freezing and animal damage.

It is possible to add extra coverage. Some available options include personal effects, medical payments, towing & assistance, and uninsured boaters’ liability. The majority of insurance policies cover permanently attached equipment and items like oars, anchors, tools, seat cushions, trolling motors and life jackets. Always discuss your options with your insurance agent. Your marine surveyor Fort Myers will also help you understand what you can and cannot get from an insurance cover.

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Boat Surveyor Estero – How to Interpret a Survey Report

Hiring a boat surveyor Estero is not something you should rush. The input of the surveyor is what will give you an idea of what to expect from the boat you are about to buy. You don’t want the survey report you get to be based on guesswork, do you? You also want the survey report to be accepted by insurance or financial institutions. It’s for this reason that you must ensure you hire the best surveyor for the job.

The next thing you must do is learn how to interpret the marine survey report. Unless you ask, a boat surveyor Estero will give you a survey report and leave it at that. It is your job to ask him or her questions about the report. But how exactly should you interpret these reports? Here are a few things you must do.

Educate yourself on what is a big issue and what is not

After getting a survey report, it is easy to make a mountain out of a molehill. The truth is not every issue the surveyor says needs to be fixed is a major problem. To avoid overreacting once the report comes in, you have to take time to educate yourself on the specific boat you own or plan on buying.

If the boat is a popular model, you will be able to find information about its performance statistics as well as possible problems on the internet. Look up information on how people deal with common issues with the model. If the boat is older or unique, you may have a harder time getting information on it. Search owners’ associations and clubs to see if there is any information about the boat. If you can’t find any information, you need to sit down with your marine surveyor to discuss their findings.

Several items will be included

A boat survey is the same as a home inspection. This means the survey report will include a list of items that have to be addressed. Don’t panic if the list seems a bit long. Larger issues such as engine malfunction or hull delamination need to be addressed by the seller. The buyer will take care of the smaller issues.

No used boat is perfect

Even if the seller has had the boat for just a few months, you have to understand that there is no second-hand boat that is perfect. You need to contact a boat surveyor Estero to perform a thorough survey. Never rely on the survey report that was done months ago. A lot can change within weeks.

When reviewing a boat survey report, it is good to remain objective. Review the survey with as little emotion as possible. Review the cost of required repairs or replacements and make sure these costs will not strain you. If you don’t like a boat, don’t be afraid to walk away.

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Boat Surveyors Fort Myers – What Do They Do?

If you have never worked with boat surveyors Fort Myers, you may have unrealistic expectations regarding what these professionals do. The purpose of this post is to help you understand who a boat surveyor is and what he or she will do for you. Let’s get started.

Who is a boat surveyor?

As you may already know, boat surveyors Fort Myers are professionals hired to perform certain inspections on a boat. These professionals either have a strong boating and/or mechanical background. Other professionals distinguish themselves by completing relevant courses. Bearing in mind a boat surveyor is not required to be licensed or qualified, you have to be very careful before hiring a service provider. The standards in the industry vary greatly.

Why hire a boat surveyor?

You are not mandated to hire a boat surveyor when buying a new vessel. It is, however, highly recommended to work with on. This is for the simple fact that buying a boat is a huge financial decision. The input of a boat surveyor helps mitigate the risks of making a bad investment. Surveyors have more experience inspecting boats and will use specialized tools to thoroughly examine a vessel.

If you plan on financing your purchase, you will have to provide lenders with a detailed survey report from a certified boat surveyor. The case is the same if you want to insure your boat. Insurance companies will require that you provide a survey report from a surveyor they approve.

What types of surveys are available?

There are many types of surveys you can request. An experienced boat surveyor will be able to offer the following:

  • Valuation surveys
  • Safety and operational surveys
  • Damage surveys
  • Cargo surveys
  • Insurance surveys
  • Hull surveys
  • Corrosion surveys
  • Incident and accident investigation
  • Surveying rigs and sails

Most surveyors will combine several of the aforementioned types of surveys into one. As a result, the various surveys offered by surveyors may fall into just four categories; pre-purchase survey, insurance survey, damage inspection, and appraisal inspection. The type of survey you need will depend on the purpose.  

How to hire the best surveyor

As aforementioned, boat surveyors Fort Myers are not all the same. That is why you have to be very careful before hiring. To find the right surveyor, you need to ask the following questions:

  • Have you surveyed boats that are of the same make or model as mine?
  • What will be included in the survey?
  • What is the turnaround time on getting the survey report?

No matter who you hire to perform a survey, you must remember that surveyors always protect themselves from lawsuits. They do so by using a certain language in the survey report. That is why you must always go with a surveyor who is experienced and has an impeccable track record.

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Marine Surveyor Naples – Important Points to Keep in Mind Before a Yacht Survey

With the right preparation and the right marine surveyor Naples, having a yacht survey can be stressful. While no one likes the expenses that come with boat ownership, spending money on a yacht survey is one of the most important things you will ever do. This is because a survey helps you understand the exact condition of the boat you are thinking about buying. A survey will also be required when you need to finance your purchase and when getting insurance for your boat. This is, however, not all you need to know about yacht surveys.

Not all surveyors are equal

The first point you need to understand is that not all marine surveyors are equal. For starters, not every surveyor will be able to inspect your yacht. When hiring a marine surveyor Naples, you need to make sure they are experienced and equipped to inspect the type of boat you are targeting. It is also good to take a look at the range of services they offer. If you need a survey done for the purposes of insurance, you need to make sure that your insurance company does accept survey reports from the surveyor you are working with.

Know what you are buying before anything is done

A common mistake people make is that of hiring a boat surveyor based on price alone. If you instruct a survey on price alone, you will end up feeling short-changed. The last thing you want is to get an incomprehensive survey that ignores significant issues. When hiring a surveyor, start by knowing about the services he or she will be offering. The idea is to get a comprehensive survey report that lets you know precisely what you are buying.

Know what you will need

Prior to giving the boat surveyor a greenlight, you need to be mindful of what you may need. For example, is the vessel at an age where insurance companies will require you to get a survey? In most cases, insurance companies require a survey report on boats that more than 30 years old. Some underwriters will even require a survey if your boat is 25 years or older. You need to liaise with your preferred insurance company before getting a survey done.

Ensure the surveyor is insured

One of the worst things that can ever happen is to buy a boat only to learn later that the surveyor missed major issues. In this case you will have made a bad investment. To avoid finding yourself in such situations, you should work with a marine surveyor Naples that has a professional indemnity insurance cover.

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Marine Surveyor Fort Myers – What Do You Get from a Good Boat Survey

Buying a boat is a huge investment. This is irrespective of whether you are buying a brand new or a used boat. In most cases, this is one of the biggest investments you will ever make. Bearing in mind a lot of money will be spent buying a boat, you want to be certain you are making a good investment. That is where the need to work with an experienced marine surveyor Fort Myerscomes in.

The work of a marine surveyor is to inspect the vessel you plan on buying and document everything that he or she sees and hears. The marine surveyor Fort Myers will then provide you with a written report. This is referred to as a marine survey report.

Survey report

A marine survey is highly technical. It includes several terms or jargon that will be unfamiliar to an average boat owner, bank employee or an insurance underwriter. The main challenge a marine surveyor has is making the marine survey report as clear as possible. The report has to be clear, concise and relay the information required by the customer. It has to be written in a manner that doesn’t require the surveyor to provide a tutorial on every piece of hardware or system on the boat. In addition to the thorough review of the boat, this is one of main advantages of working with a qualified boat surveyor.

Some survey reports are usually written in cryptic database style and others in an easy format. They don’t read as a manufacturer’s brochure or yacht broker’s listing. Regardless of the style used, the survey report will give you a good idea of what the overall condition of a boat is, what needs to be done to make it safe and function. If you have any question about the survey report, you can contact the marine surveyor Fort Myers for clarification.

Use of technology

If you have done some research on boat surveys, you probably know by now that marine surveyors never dismantle components to look inside. They simply observe and listen. If they cannot determine what the issue is with a component by listening and observing, they will recommend you to a mechanic. The good news is that surveyors are now using thermal imaging equipment to look inside components without disassembling them.

Finding the most qualified surveyor is the most important thing you should do when you need a boat survey. It is how competent a surveyor is that determines how comprehensive and dependable the survey will be. Make sure you work only with surveyors who have experience surveying boats that are similar to the one you are considering.

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Survey Guidelines a Marine Surveyor Estero Has to Follow

When hiring a marine surveyor Estero, you expect him or her to give you more insight into the vessel you own or are thinking about buying. But how do you know if the surveyor does a good job? Will he only rely on judgement calls and are those calls sufficient? It is easy to feel like the service offered will not be sufficient. The important point you should remember, however, is that boat surveyors are required to adhere to certain guidelines. Here are some of those guidelines.

Code of Federal Regulations

The CFRs (Code of Federal Regulations) are the first guidelines a marine surveyor Estero is required to adhere to when performing a boat survey. CFRs are also referred to as Coast Guard Regulations. These guidelines list the minimal requirements for safety equipment, sanitation, navigation lights, electrical and fuel systems on a gasoline-powered vessel. For the diesel-powered vessels, the mechanical and electrical regulations don’t apply but has to comply with all other conditions.

American Boat and Yacht Council (ABYC) Standards

The ABYC are more of recommendations than regulations. They, however, carry very significant weight. This is more so if there is an accident or a failure ends up in a court. These standards are quite extensive. They cover virtually everything on a vessel save for the basic design and construction. With the ABYC standards being so comprehensive, most of the sections will not apply to every boat. Even so, it is good to remember that every system that a boat surveyor sees will be related to the ABYC standards in some way.

Additional standards that a marine surveyor Estero has to adhere to come from the National Fire Protection Agency (NFPA). There are also other sources a boat surveyor can use. For example, when surveying the lifelines on racing sailboat, the surveyor may have to consider the Offshore Special Regulations. These are rules for offshore sailboat racing.

Judgement Calls

Away from the set standards, regulations and recommendations, a boat survey must also rely on their own judgement when surveying a boat. This is for the simple fact that the standards cannot account for everything including elevated moisture readings in the deck or wear in the hoses or belts. The toughest calls are when a surveyor is surveying systems on older boat models that don’t meet or are not covered in the standards for modern day boats.

With all the standards a surveyor has to adhere to and all the judgement calls he or she has to make, it makes sense why you should always stick with experienced surveyors. Find a surveyor that has experience working on boats that are similar to yours. You also need to make sure the surveyor you are considering has a remarkable track record.

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Boat Surveyor Naples – Why Do You Need a Marine Survey?

As you may already know, a marine survey is a detailed report that is compiled by a boat surveyor Naples. The surveyor compiles this report after performing a thorough inspection of a vessel. Bearing in mind the marine surveyor will only listen, observe and never dismantle components, it is easy to ask why you need a marine survey. The purpose of this post is to answer that question.

In most cases, a boat surveyor Naples is called in to assess damage to a pleasure craft. This is, however, not the only job they do. In addition to assessing damage, surveyors can be called in to assess any type of vessel including tugs and cargo ships. The objective here ranges from determining the actual value of the boat to how it is loaded and how cargo is carried.

For the most part, a marine surveyor is brought in to ascertain the current condition of a vessel as well as its history. This can be done for the purpose of insurance, financial or purchasing information. The surveyors work is to make sure that the vessel meets all the regulatory requirements.

If you are in the market for a second hand boat or plan on selling your current boat, engaging the services of boat surveyors Naples is highly recommended. The surveyor will inspect the vessel top to bottom, on land and on water. His professional observations will help you understand the exact condition the boat is in. While surveyors will never open up components to inspect their condition, surveyors will recommend you to a mechanic or an electrician if there is an issue that needs a closer inspection.

The inspection performed by a marine surveyor will also help you understand the extent of damage that a boat has. You will also get information on how much repairs/restorations will most likely cost.

Marine surveys refer to a lot of things from the condition of the craft to detailed information about the history of the boat. In many cases, insurance companies will request a survey report before they underwrite a vessel. In this case, you need to find a boat surveyor Naples that is approved by your insurance company. You also want to know the details that the insurer wants to see in the report.

All things considered, a marine survey is meant to help you understand the exact condition of the vessel you are considering. You should always keep in mind that the survey report is only good on the day the survey is performed. Never rely on a report that was done months ago. Get a new survey.

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Marine Surveyor Naples – What to Expect in a Marine Survey

If you are new to boating, the process of buying a boat and getting a survey performed may seem daunting. The first thing a marine surveyor Naples will tell you is that buying a boat is not like any other purchase. There are certain steps that have to be followed in order to achieve the desired outcomes. There are several mistakes newbies make which end up turning the experience less pleasurable. Here is what you should do when getting ready for a marine survey.

The first thing you have to do is decide on the boat that you want. Review the service history to ensure it is within the manufacturer’s recommendations. If you don’t understand the paperwork you can consult a marine surveyor Naples or a mechanic. Once you are okay about buying the specific boat, you need to request a contract of sale from the buyer before making a deposit. Once you and the seller agree to the terms, you can make a deposit. Most sellers require that you make a deposit of about 5 to 10 percent in order to initiate the process of a boat survey.

Contact a Surveyor

In most cases, hiring a boat surveyor is as simple as calling and setting a date. You can complete an online form which helps the surveyor organize the rest of the survey for you. Find a surveyor that offers a full boat survey process including a comprehensive report upon request. It is also good to ask the surveyor how much the service will cost and how long it will take.

What About Slipping?

Also known as hard-standing, slipping is the process of removing the boat from the water for an inspection or repair. For a complete inspection, it is normal practice for a boat to be ‘slipped’. This helps check the underwater components as well as clean the bottom of the boat. The vessel is then put back into the water for a sea trial. Slipping is often required in order for a pre-purchase report to be accepted by a majority of insurance providers. It is also necessary when you are buying a used boat. It is normal practice for a buyer to pay for both slipping and cleaning of the hull. It is okay for slipping and sea trial to be done separately if the survey has to be done over a period of more than one day.

In addition to hiring the best marine surveyor Naples for the job, the second most important thing you should do is attend the boat survey process. This enables you to ask all the questions you want and for you to help the surveyor perform a thorough inspection. You must, however, remember to stay out of the way of the surveyor. Don’t be a distraction.

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